Commercial Electrical Services · Pillar Guide

Commercial panel work that doesn't shut your business down.

Three-phase service upgrades, 400-800A panel replacements, and the after-hours coordination that keeps your retail/restaurant/office running during the install.

Steven Lockhart, content reviewer. Written bySteven Lockhart
Alex Towery, founder of Towery Electric and C-10 reviewer. Reviewed byAlex Towery · C-10 #989290
Updated: June 2026  ·  Read: 7 min
11 yrsMarin electrical work
C-10CSLB licensed contractor
1st passInspection rate
48 hrTypical estimate turnaround

Key Takeaways

  • Most Marin commercial buildings run 208V/3-phase service; restaurants and warehouses often run 480V/3-phase for HVAC and equipment loads.
  • Commercial panel upgrades typically run 400A or 600A — sized for current load plus 25% growth headroom per NEC 220.
  • After-hours and weekend installs are the norm — minimizing daytime business disruption usually drives the schedule more than the technical scope.
  • PG&E commercial coordination is its own discipline — separate workflow from residential, different forms, longer lead times (4-8 weeks).
  • Tenant improvement permits often require landlord approval AND city permits — we coordinate both before work starts.
Towery Electric — Commercial Panel Upgrades & Service.

01 — OverviewWhat Commercial Panel Upgrades & Service actually covers in Marin.

Commercial panel work differs from residential in three ways. First, the service is almost always three-phase (208V or 480V) rather than single-phase 240V — different equipment, different code requirements, different installer competency. Second, the amperage is larger — 400A and 600A panels are typical, with 800A for larger restaurants and small industrial. Third, the scheduling constraint is business continuity — most installs happen overnight or over weekends.

The biggest preventable issue on commercial panel work is mismatched scheduling between contractor, PG&E, and the business operator. PG&E commercial dispatch books 4-8 weeks out; the contractor needs to align that with the business's operational schedule (slowest day of week, between rush seasons, around lease coordination). We do this scheduling math at quote time, not at install time.

Definition

A commercial panel upgrade replaces or expands the main electrical service to a business property — typically three-phase 208V or 480V, larger amperage than residential, with PG&E service-side coordination on a commercial dispatch timeline.

208V vs 480V service

Most retail, office, and small restaurant buildings run 208V three-phase. Heavy equipment users (commercial kitchens with electric ranges, manufacturing, warehouse HVAC) often run 480V three-phase. The service voltage determines panel type, breaker stock, and conductor sizing — not interchangeable mid-project.

After-hours install logistics

Most Marin commercial panel work happens overnight (10pm-6am) or weekend (Saturday morning) to avoid daytime business disruption. We coordinate with PG&E commercial dispatch for off-hours service interruption, stage materials on-site the prior business day, and run the install with the business closed.

For the broader context this guide supports, see our Commercial Electrical Services overview.

02What commercial panel upgrades cost in Marin.

Commercial pricing varies more than residential because scope variables (service voltage, panel amperage, after-hours premium, PG&E coordination complexity) have wider spread.

ProjectTypical Marin rangeDrives variance
400A 208V/3-phase commercial panel$11,000 to $18,000Conduit run length, after-hours
600A 208V/3-phase commercial panel$16,500 to $26,000Service-drop work needed
800A 208V/3-phase commercial panel$24,000 to $38,000PG&E coordination, transformer
400A 480V/3-phase service upgrade$18,000 to $32,000Transformer requirements
After-hours premium (typical scope)+15-25%Overnight vs weekend rates
Tenant improvement panel work$4,500 to $14,000Existing service, suite scope

03After-hours scheduling — the operational logic.

Most Marin commercial panel work happens overnight or over weekends. Here's why and how the scheduling actually works.

The Problem

Mill Valley restaurant client needs panel upgrade to support new kitchen equipment. Daytime install means 8-hour business closure during peak revenue hours — roughly $4,800-$8,000 lost revenue per day. After-hours install eliminates the revenue loss.

The Solution

We coordinate three parties: PG&E commercial dispatch (for the overnight service interruption window, booked 4-8 weeks out), the business operator (for closing-time access and re-opening readiness), and the inspector (for early-morning sign-off so the business can open on time).

The Resolution

Final outcome: 8 hours of overnight install (10pm-6am), inspection at 7am, business opens normal hours at 11am. After-hours premium ($1,500-$3,500 typical) is much cheaper than lost revenue from a daytime install.

04Three-phase service — what's actually different.

Commercial panel work uses three-phase power instead of single-phase residential. The differences matter for equipment compatibility, installer competency, and code requirements.

208V/3-phase (most common)

Standard for retail, office, restaurants, small mixed-use. Provides 120V for general loads and 208V for equipment. Most C-10 contractors can work it; the panel and breaker stock is different from residential 240V.

480V/3-phase (heavy equipment)

Used in larger restaurants with electric kitchens, warehouses with industrial HVAC, manufacturing. Provides 277V and 480V — incompatible with residential equipment without transformers. Requires C-10 with documented 480V experience; not all qualify.

05How to evaluate a commercial panel quote.

Commercial quotes have more variables than residential. Three things to verify on every quote.

Three-phase competency

Ask for two recent commercial three-phase references the contractor can name. Three-phase is its own discipline; residential-only contractors quoting commercial work is a real category of bad outcomes.

After-hours premium itemization

Quote should explicitly itemize after-hours premium separately from base labor rate. 'All-inclusive' commercial quotes that bury after-hours pricing make it impossible to compare across bids.

Frequently Asked Questions

Can you do commercial work without disrupting our business?
For most commercial panel upgrades in Marin, yes — through after-hours scheduling. We coordinate with PG&E commercial dispatch for an overnight service interruption window (typically 10pm to 6am), stage materials on-site the prior business day, and run the install with your business closed. Inspection happens early morning (7am) so you can open normal hours. After-hours premium is 15-25% above standard rates, which is almost always cheaper than the revenue loss from a daytime closure.
What's the difference between commercial and residential panel work?
Three structural differences. Voltage: commercial uses three-phase (208V or 480V) instead of single-phase 240V residential. Amperage: commercial panels are typically 400-800A vs 100-200A residential. Scheduling: commercial work has to coordinate around business operations, while residential is daytime-default. The technical work is related but the disciplines are different — not every C-10 does commercial work, and the ones who do should have documented three-phase references.
How long does a commercial panel upgrade take?
For a typical 400A-600A commercial panel upgrade in Marin, the on-site install is 6-10 hours (typically overnight). Full project timeline from contract to closed permit runs 4-10 weeks, with the bulk being PG&E commercial dispatch scheduling (4-8 weeks lead time). For larger 800A or 480V upgrades involving transformer work, expect 8-14 weeks total. We share a written project schedule at contract sign so you can plan around the install date.
Do you work with our landlord on tenant improvement permits?
Yes. Commercial tenant improvement work typically requires both landlord approval and city building department permit. We handle the building department permit application directly; for landlord coordination, we provide the scope documentation your landlord's property management or tenant coordinator needs, including the contractor's license verification, insurance certificate, and scope-of-work statement. Most Marin landlords have a standard tenant improvement approval process; we've worked with most of them.
What's the PG&E commercial dispatch lead time?
For service-side work that requires PG&E to temporarily disconnect your service (most commercial panel upgrades), expect 4-8 weeks of dispatch lead time. For simpler upgrades that don't require service-side work (panel-side replacements with existing service intact), no PG&E dispatch is needed and timeline compresses to 1-3 weeks. We confirm whether your specific upgrade requires PG&E dispatch during the site walk so the project timeline is realistic from contract sign.
Can you do 480V three-phase service?
Yes — we maintain active 480V experience and the documentation Marin AHJs require. 480V three-phase is common in restaurants with electric kitchens, warehouses with industrial HVAC, light manufacturing, and similar heavy-equipment users. Sizing 480V services correctly requires careful load calculation per NEC 220, transformer coordination if existing equipment is 240V/3-phase, and conductor sizing with appropriate voltage drop margins. We've completed dozens of 480V services across Marin commercial properties over the past decade.

How We Reviewed This Page

  • Reviewed against current California Electrical Code (Title 24, Part 3) and 2023 NFPA 70 (NEC) provisions applicable to the topic.
  • Pricing ranges reflect actual 2026 Towery Electric quote data from Marin County jobs — not third-party industry averages.
  • Permit and inspection timing reflects current AHJ practice in Novato, San Rafael, Mill Valley, and unincorporated Marin County as of mid-2026.
  • Technical review by Alex Towery, founder and C-10 #989290 holder, with 11+ years of California electrical work.
  • All factual claims about code requirements were verified against primary sources (CSLB, CARB, PG&E, AHJ) at time of publication.

References

  1. California Electrical Code (Title 24, Part 3)
  2. NFPA 70 — National Electrical Code
  3. CSLB Contractor License Lookup
  4. Electrical Safety Foundation International
  5. PG&E Public Safety Power Shutoff Program
  6. OSHA Electrical Safety Standards (29 CFR 1910 Subpart S)

This guide reflects Towery Electric's professional standards as a California-licensed C-10 electrical contractor and is for general information. Site conditions, panel configurations, code amendments, and permit-authority requirements vary; final scoping, sizing, and code compliance for your specific address are determined on a paid site assessment. We follow California Electrical Code (Title 24, Part 3) and applicable NFPA 70 (NEC) editions adopted by your AHJ.

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